The Illusion of a "Money Mindset"

You have done everything the self-help industry told you to do. You have read the books, listened to the podcasts, and forced yourself into a wealth mindset. You have stood in front of the mirror reciting: "I am wealthy, money flows effortlessly to me", until the words lost all meaning.
And yet, despite your best efforts, your financial situation remains frustratingly unchanged. You still worry about unexpected expenses. You still hesitate before checking your bank account. No matter how many affirmations you repeat, you cannot seem to break free from the invisible grip of financial struggle. this is not because you lack financial intelligence. It is not because you are not working hard enough. And it is certainly not because you are not “manifesting” correctly.


Why Traditional Money Mindset Advice Fails


We have all heard the advice:
"Think rich, and you will get rich."
"Raise your vibration to attract money."
"Act like a millionaire before you become one."

This kind of advice is well-intended, but for most people, it does not work. The truth is, you do not manifest what you want. You manifest what you believe. And most of those beliefs? They were programmed into you long before you ever had a choice.
If you grew up in a household where money was a constant source of stress, that stress became your financial baseline. If you watched your parents argue about bills, your subconscious learned that money equals conflict. If you were taught that rich people are selfish and dishonest, you may have unknowingly protected yourself from becoming one.
These beliefs are deeply embedded, running on autopilot in the background of your life. They dictate the decisions you make, the risks you avoid, and the opportunities you subconsciously dismiss before you even recognize them.
You may consciously desire wealth, but if your subconscious mind still holds onto limiting beliefs about money, it will reject financial success before it ever has a chance to reach you.
You can repeat "I am abundant" every morning, but if your subconscious whispers back, "No, you are not," which voice do you think will win? Yes, the subconscious mind because it is a million times faster than the conscious mind.


The Hidden Money Beliefs Keeping You Stuck

Most people do not realize they are operating under financial beliefs they never consciously chose. They try to force a new money mindset on top of old, limiting programming. And then they wonder why nothing changes.

"Making Money is Hard"

If you grew up hearing:

  • “You have to work hard for money.”
  • “Money does not grow on trees.”
  • “Success requires struggle.”

…then your subconscious has linked financial success to exhaustion. It does not matter if opportunities for wealth are right in front of you, your mind will reject anything that feels “too easy because ease does not feel real to your subconscious mind. Your subconscious does not care if a belief is helpful or limiting. It only cares if it is familiar.

Limiting Belief: "Making money requires struggle and sacrifice."
Empowering Belief: "Money flows effortlessly when I am in alignment”

"Rich People Are Greedy"

If you were taught that wealth is morally questionable, your subconscious will protect you from financial success. No matter how much you say you want financial freedom, a hidden part of you fears that success will make you selfish, disconnected, or less authentic.

Limiting Belief: "If I get rich, I will lose my values."
Empowering Belief: "Wealth amplifies who I already am, in alignment with my values."

"I Am Not the Kind of Person Who Can Be Wealthy"

If money was always a struggle in your family, your subconscious may believe that financial success is for “other people”, not you. Maybe it is for those who had privileged upbringings. Maybe it is only for those who were born with business instincts. But not for people like you.

Limiting Belief: "People like me do not become wealthy."
Empowering Belief: "Wealth is a skill I can learn and master, just like anything else."

Why Your Subconscious Keeps You in the Same Financial Loop

Imagine two people walking into a high-end store. One of them feels completely at home, picking up items without checking price tags. The other? They feel like an imposter, scanning for clearance racks and assuming the sales associate is judging them.

Same store. Different realities.

Because wealth is not just about the numbers in your bank account, it is about what your subconscious believes you deserve. If your subconscious mind still identifies with someone who struggles with money, your brain will seek out proof to confirm that story. It will filter reality, making sure you notice obstacles and miss opportunities.
Your subconscious does not seek wealth. It seeks familiarity.
This is why people who win the lottery often lose it all within a few years, because their subconscious was never wired to handle wealth. And this is why people who un-believe their financial limitations start attracting money without even trying.



How to Un-Believe the Money Patterns Holding You Back

If you are tired of feeling stuck, do not try to add more effort, start removing the blocks instead.

  1. Identify your hidden money beliefs. (What phrases about money did you hear growing up?)
  2. Rewrite the limiting beliefs into empowering ones. (Learn how the rewrite your beliefs so that your subconscious will understand)
  3. Self-muscle-test the beliefs on your subconscious level (Is the belief weak or strong in your subconscious mind?)
  4. Transform the limiting belief into the empowering one permanently ( use the un-believe-able technique to transform the limiting belief on a subconscious level permanently and rewrite your story)

The real work is not about fixing your money mindset. It is about freeing yourself from the subconscious limitations controlling your financial reality.

Wealth is a Belief First, A Reality Second

The biggest shift you can make in your financial life is not earning more, saving better, or investing smarter. It is un-believing the hidden money scripts running your life. Your next level of wealth is already available to you. The only thing standing in the way is the belief that it is not.

If you are ready to shift your financial reality, get your copy of Un-Believe-Able: Money & Wealth and start reprogramming your beliefs today.



ready to shift your financial reality

get your copy of Un-Believe-Able: Money & Wealth and start reprogramming your beliefs today.

Hungry for more insights into this topic?

Hustle Culture is a Lie: How to Escape the Scarcity Trap

You wake up, already thinking about what you did not get done yesterday. The emails waiting in your inbox. The to-do list that only ever seems to grow. The bills that come every month, no matter how hard you work. Maybe you have a family to take care of. Maybe you are working two jobs just to keep everything together. Maybe you are chasing a dream that still feels out of reach....
Working on too many lanes in our hustle culture and the scarcity beliefs we thus own.

Author

Co-Founder Un-Believe-Able Erna van der Werff

Erna van der Werff is the co-founder of Un-Believe-Able. She has extensive experience in psychology. Since 1995, she has operated her own practice in regression and hypnotherapy. Over the years, she has pursued numerous courses and trainings, including Reiki (I, II, and III), dream workshops, transactional analysis, family constellations, grief processing for youth, yoga, mindfulness, trance dance, aura readings and healing, as well as many schools of thought that focus on the subconscious. Erna knows, after years of experience, that real change can be effectively and efficiently achieved in the subconscious mind. Although the techniques to accomplish this are not new, they remain largely unknown to the mainstream. Erna wants everyone in the world to learn about these methods and to be able to use them at home, whenever they feel the need to change a belief or reduce stress.